Visa has launched stablecoin settlement capabilities in the United States, allowing select issuer and acquirer partners to settle obligations on its network using Circle’s USDC stablecoin over the Solana blockchain.
The global payments giant announced the rollout on Tuesday, marking a major expansion of its stablecoin program into the domestic market. Initial participants include Cross River Bank and Lead Bank, both of which have already begun settling in USDC on Solana (Visa press release).
The service enables near-instant, programmable settlement with 24/7 availability, including weekends and holidays, while preserving the existing consumer card experience. It aims to modernize treasury operations and bridge traditional rails with blockchain infrastructure.
“Visa is expanding stablecoin settlement because our banking partners are not only asking about it — they’re preparing to use it,” said Rubail Birwadker, Visa’s global head of growth products and strategic partnerships (The Block).
The U.S. launch follows years of international pilots, with Visa’s stablecoin settlement volume reaching a $3.5 billion annualized run rate as of November 30, 2025 (CoinDesk). Broader availability is planned throughout 2026.
Visa is also a design partner for Circle’s Arc, a new Layer 1 blockchain currently in public testnet, and intends to support USDC settlement on Arc while operating a validator node once it launches.
The development comes amid a more supportive regulatory environment following the passage of federal stablecoin legislation earlier in 2025 (Bloomberg). Industry observers note the move underscores institutional demand for compliant, high-throughput digital dollar rails.
Disclaimer: This article is for informational purposes only and does not constitute advice of any kind. Readers should conduct their own research before making any decisions.
